Privacy Policy
Effective Date: July 1st, 2025
Blanca Peak Technologies, LLC
1. Introduction
Blanca Peak Technologies, LLC (“Blanca Peak,” “we,” “us,” or “our”, “kelly gerards”)
respects your privacy and is committed to protecting the personal and sensitive
information you share with us. As a licensed life insurance broker and underwriter, we
collect and use personal, financial, and health-related data in order to provide insurance
services and underwrite policies.
This Privacy Policy describes how we collect, use, disclose, and safeguard your information
in accordance with federal and state laws, including but not limited to the Gramm-Leach-
Bliley Act (GLBA), Health Insurance Portability and Accountability Act (HIPAA), California
Consumer Privacy Act (CCPA), and other applicable insurance privacy regulations.
2. Information We Collect
We may collect the following categories of information:
a. Personal Information
Full name, date of birth, Social Security number
Home address, email address, phone number
Driver’s license or other ID numbers
Employment and income information
Beneficiary and dependent information
b. Health & Medical Information
Medical history, current conditions, medications
Physician and provider information
Lab results or records (if provided with consent)
Family medical history
Prescription history (via authorized vendors)
c. Financial & Insurance Information
Existing policy details
Insurance application history
Payment and billing data
Credit-based insurance scores (where permitted)
d. Website & Technical Information
IP address, browser type, device type
Usage data (pages visited, time on site, etc.)
Cookies and web tracking technologies
3. How We Collect Information
We collect information:
Directly from you via applications, online forms, or over the phone
From third-party sources, including:
Medical Information Bureau (MIB)
Healthcare providers (with your authorization)
Prescription databases
Insurance carriers and reinsurers
Credit reporting agencies (as permitted by law)
Public databases and marketing partners
4. How We Use Your Information
We use your information for the following purposes:
To quote, evaluate, and underwrite life insurance policies
To process applications and issue policies
To communicate with you and your authorized representatives
To detect and prevent fraud or unauthorized activity
To comply with legal and regulatory obligations
To improve our products, services, and user experience
We do not sell your personal information.
5. Sharing and Disclosure of Information
We may disclose your information to the following entities, only as necessary and in
accordance with applicable laws:
Insurance carriers for quoting, underwriting, and policy issuance
Reinsurers for risk assessment and claims purposes
Medical providers or labs (with your consent)
Third-party service providers (e.g., technology vendors, document processors)
Regulatory and legal authorities as required by law or legal process
Authorized agents or financial advisors (if applicable)
We require all third parties with whom we share your data to maintain the confidentiality and security of your information.